Fairstone Financing at Mon Vélo
Ride now. Pay at your own pace.
Simple, clear, and flexible financing solutions for your bicycle purchases.
Available for any purchase of $500 and over (before taxes). The application is made entirely online at the time of payment or directly in store with the help of our team.
Two simple options, according to your preference
|
Interest-free option* |
Fixed payments* |
| Duration |
6 or 12 months |
Up to 24 months |
| Interest |
0% if paid on time |
Fixed 10.99% |
| Payments |
Minimum monthly |
Equal monthly |
| Ideal if… |
You want to avoid interest |
You want a predictable budget |
Option 1 — Up to 6 or 12 months interest-free*
- No interest if the balance is fully paid before the end of the promotional period
- Minimum monthly payments of 5% are required
- Repayment possible at any time
Note: If the balance is not fully paid at the end of the promotional period, deferred interest applies at the standard annual rate of 31.99%.
Option 2 — Fixed payments with reduced interest at 10.99%*
- Equal monthly payments for better predictability
- Promotional fixed interest rate of 10.99%
- Interest is included directly in the payments
How to choose Fairstone at payment
At payment, select Alternative payment methods, then Fairstone Payments.
Frequently Asked Questions
Is the financing application done online?
Yes. The application can be made online at payment or directly in store.
Is financing available on all products?
Yes. For all eligible products of $500 and over (before taxes).
Can I repay my financing faster?
Yes. In full or partially at any time, without penalty.
What happens if the balance is not paid on time?
For the interest-free option, deferred interest applies at the standard annual rate of 31.99%.
Are there additional fees?
Yes. Annual fees of $35 apply and are charged by Fairstone.
*Important conditions
- Subject to credit approval by Fairstone
- Annual fees of $35 apply and are charged by Fairstone.
