Free delivery + $100 (bicycles excluded)

Fairstone Financing

Fairstone Financing at Mon Vélo

Ride now. Pay at your own pace.
Simple, clear, and flexible financing solutions for your bicycle purchases.

Available for any purchase of $500 and over (before taxes). The application is made entirely online at the time of payment or directly in store with the help of our team.

Two simple options, according to your preference

	Interest-free option*	Fixed payments*
Duration	6 or 12 months	Up to 24 months
Interest	0% if paid on time	Fixed 10.99%
Payments	Minimum monthly	Equal monthly
Ideal if…	You want to avoid interest	You want a predictable budget

Option 1 — Up to 6 or 12 months interest-free*

No interest if the balance is fully paid before the end of the promotional period
Minimum monthly payments of 5% are required
Repayment possible at any time

Note: If the balance is not fully paid at the end of the promotional period, deferred interest applies at the standard annual rate of 31.99%.

Option 2 — Fixed payments with reduced interest at 10.99%*

Equal monthly payments for better predictability
Promotional fixed interest rate of 10.99%
Interest is included directly in the payments

How to choose Fairstone at payment

At payment, select Alternative payment methods, then Fairstone Payments.

Frequently Asked Questions

Is the financing application done online?

Yes. The application can be made online at payment or directly in store.

Is financing available on all products?

Yes. For all eligible products of $500 and over (before taxes).

Can I repay my financing faster?

Yes. In full or partially at any time, without penalty.

What happens if the balance is not paid on time?

For the interest-free option, deferred interest applies at the standard annual rate of 31.99%.

Are there additional fees?

Yes. Annual fees of $35 apply and are charged by Fairstone.

*Important conditions

Subject to credit approval by Fairstone
Annual fees of $35 apply and are charged by Fairstone.

Information

SPECIFICATIONS

Frame Aluminum X6 with cross section
Fork Aluminum 6061
Rear Shifter Shimano Deore SL-M5100
Rear Derailleur Shimano Deore RD-M5100
Crankset Samox Alloy, 30T, 170 mm (S), 175 mm (M, L, XL)
Bottom Bracket External, threaded BSA
Cassette Sunrace CMX8, 11/51T, 11-speed
Chain KMC X11
Front Brake Tektro HD-M275 hydraulic resin pads
Front Disc Tektro, 180 mm
Rear Brake Tektro HD-M275 hydraulic resin pads
Rear Disc Tektro, 160 mm
Brake Levers Tektro HD-M275
Handlebar Reinforced 6061 Alloy, 760 mm, 15 mm rise
Stem Alloy, 50 mm length, 31.8 mm clamp
Seatpost TranzX YSP18 telescopic seatpost, 31.6 mm, 130 mm (S, M), 150 mm (L, XL)
Headset Sealed bearing, tapered
Headset Spacers 2x10mm - Black
Grips/Bar Tape Vice President lock-on
Pedals VP flat nylon
Seatpost Clamp Aluminum, quick release
Front Hub Sealed bearing, 15 x 150 mm, 6 bolts
Rear Hub Sealed bearing, 12x197 mm, HG, 6 bolts
Rims TR Alloy, 27.5", 32H
Front Tire Vee Snow Avalanche TLR, 4.5", studdable
Rear Tire Vee Snow Avalanche TLR, 4.5", studdable
Rear Wheel Axle 197 mm x 12 mm TA
Front Wheel Axle 150 mm x 15 mm TA
Spokes/Nipples Stainless steel, 14g, black

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